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Simplified financing for compliance and growth

Avalara Capital helps businesses access strategic capital through a purpose-built line of credit.
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Video: See how Avalara Capital helps businesses manage tax liabilities and fuel growth.

Flexible working capital for compliance and growth

Fill out this short form to get in touch with an Avalara Capital expert.  

Here’s what happens next. 

 

  • Someone from our team will follow up with more details about how Avalara Capital works and help you determine if your business is eligible 
  • It’s free to apply and you can get an approval decision in days, not weeks 
  • Start drawing from the line as needed, with no mandatory minimums or obligation to draw 
  • Rates as low as 1.5%, only pay for what you use 

 

Get in touch today. 

BENEFITS

Fund compliance liabilities and growth opportunities

Protect your cash flow

Cover tax obligations instantly without draining your business operating funds.

Access flexible, scalable credit *

Grow your Avalara Capital limit with on-time repayments and put instant cash flow to work on a recurring basis. 

Enjoy transparent pricing

Pay only what’s fair. Skip hidden fees, idle charges, and mandatory draws.

Automate repayments

Set it and forget it with automatic ACH schedules that prevent over-borrowing.

Get funding in minutes

Apply for and unlock working capital directly from your Avalara AvaTax dashboard with just a few clicks.

Streamline your experience

Bypass extra portals and paperwork. Identify sales tax nexus and fund tax liabilities from a single trusted sign-in.

How it works

Fast financing from your Avalara AvaTax dashboard

Unlock working capital in minutes with Avalara Capital. Manage cash flow and stay tax compliant from within the Avalara platform.

1. Become an AvaTax user

Avalara Capital is only available to businesses using Avalara AvaTax for real-time tax compliance across sales and purchasing. 
Diagram showing "Your business" connected to "Avalara AvaTax" and "Avalara Capital" to illustrate tax and financial solutions integration.

2. Apply for Avalara Capital

To get started, just click the tile in your AvaTax dashboard and apply by sharing some business details with our integrated lending partner. There’s no hard credit check required. 
"Recommendation for Avalara Capital, highlighting embedded lending to streamline cash flow, eliminate invoice complications, and access fast funds integrated with AR management."

3. Get approval decision in minutes

Avalara Capital determines eligibility* based on the cash flow of your business. This automated process is fast, simple, and seamless. 


*Loans are made, originated, and serviced by Kanmon, a licensed lender. Avalara Capital is not a lender. 
"QuickBooks Online logo with a message stating 'Get approved fast: Most approvals happen in minutes. Your capital is ready when you are.'"

4. Start drawing funds

Complete your first draw as soon as you’re approved. An automatic repayment schedule is generated every time you borrow. 
Avalara Capital interface showing a $80,000 credit limit based on accounts receivable, with funds transferred to the bank.

Avalara Capital at a glance

Unlock cash flow flexibility

Avalara Capital alleviates cash flow pressure from tax liabilities by offering immediate financing through its lending partner with competitive terms and automated repayment schedules. 
  • Avalara Capital application requests basic financial data about your business during onboarding — no invasive forms or hard credit checks required. 
  • Avalara Capital is powered by our tax compliance platform and funded through our trusted lending partner. There’s no fee to apply and no obligation to borrow if approved.  
  • Credit limits scale with your repayments, supporting expansion when opportunities arise.

Fund tax liabilities

Keep your business compliant with flexible funding options for every type of tax obligation.
  • Cover outstanding sales tax, use tax, excise tax, or VAT obligations when due, even if receivables haven’t been collected yet.
  • Finance quarterly or annual tax filings (e.g., income tax or franchise tax) to avoid penalties and interest.Access working capital to cover unexpected audit assessments or back taxes.
  • Support on-time financial compliance with multiple state and local jurisdictions when operating in several regions.
  • Offset cash tied up in refund delays from amended returns or overpayments.
  • Maintain liquidity when tax deadlines and customer payment cycles don’t align.

Fuel growth

Power your next stage of expansion with a financing solution designed to turn receivables into growth capital.
  • Offer extended payment terms to attract larger customers without straining working capital. 
  • Fund seasonal inventory purchases in advance of high-demand periods. 
  • Smooth cash flow fluctuations caused by irregular payment cycles. 
  • Invest in sales and marketing campaigns to drive demand without waiting on receivables.
  •  Finance technology upgrades, equipment purchases, or hiring to scale operations. 
  • Take advantage of supplier discounts or early payment incentives by unlocking receivables. 

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Frequently Asked Questions

Frequently asked questions

Unlike traditional bank loans, Avalara Capital is built directly into the Avalara platform you already use and trust. No long applications. No invasive underwriting. No slow approval processes. Instead, Avalara Capital leverages your business and compliance data to provide a flexible, revolving line of credit through its lending partner that you can access in minutes — without disrupting your cash flow or taking on unnecessary paperwork. 

Once approved by our lending partners, you can unlock funds within hours — not days or weeks. With just a few clicks, the money is deposited directly into your external bank account, so you can resolve tax obligations or cover working capital needs right away.  

No. Businesses can apply for financing from Avalara Capital’s lending partner without a hard credit check. That means you can access funds without worrying about negative impacts on your credit profile. 

Repayment is automated and flexible. Once funds are drawn, repayments are withdrawn from your external bank account on a set schedule — weekly, biweekly, or monthly. This system helps you avoid overborrowing and helps ensure responsible repayment. On-time repayment can even increase your available credit limit over time. Repayment is made to Avalara Capital’s lending partner in accordance with schedules set by that partner. 

Yes. While Avalara Capital is uniquely positioned to help you cover tax liabilities instantly, your credit line can also be used for broader working capital needs — like managing seasonal expenses, covering operational gaps, or seizing growth opportunities. 

Avalara Capital is designed for AvaTax customers who meet eligibility criteria based on their business and financial data like cash flow. Avatax customers may apply.  

No. Avalara Capital is transparent and flexible; there are no idle fees, hidden terms, or mandatory drawdowns. You only pay for what you use. The line of credit can sit in the background until you need it, at no additional cost. 

*Credit lines are not guaranteed and will be determined upon application approval. All loans are issued and serviced by OatFinancial. Learn more here.

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